Swiss Bankers Association - Swiss Banking

SNB Financial Stability Report: Expected Rate Cut and Positive Remarks on Banks’ Resilience

The SNB has, as anticipated, lowered its policy rate to zero. Given the reduced inflationary pressures and the deteriorating global economic outlook, this step is understandable. In addition, the SNB yesterday published its Financial Stability Report. The report notes that banks continue to hold capital ratios significantly above regulatory requirements and are well positioned to absorb adverse scenarios. Against this backdrop, the SNB’s remarks on the need for further far-reaching capital measures once again raise questions.

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Amending FIDO2: Strengthening Digital Security for Swiss Banks and their Clients

The Swiss Bankers Association (SBA) and the Swiss Financial Sector Cyber Security Centre (Swiss FS-CSC) support the German Banking Industry Committee (GBIC) recommendation on amending the FIDO2 standard – a change deemed important also from a Swiss perspective towards making the standard usable for secure transaction confirmations, not just for login authentication.

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The Federal Council has learned some right lessons from the Credit Suisse (CS) crisis, but the regulatory package has been made even stricter and is overloaded and, in some respects, detrimental to Switzerland.

Statement by the Swiss Bankers Association (SBA) regarding the start of the consultation on the Capital Adequacy Ordinance and the key amendments to the Banking Act.

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New policy paper: social cooperation as a basis for the climate transition

The urgency of sustainability issues and thus the necessity of ensuring an orderly transition to a climate-neutral economy remain undisputed. Sustainable finance is therefore still a key topic for the Swiss Bankers Association (SBA) and its members, even though it currently faces exceptional challenges.

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Press releases30.04.2025

The Stablecoins offer opportunities – and present challenges for the Swiss financial centre

Zurich, 30 April 2025 – The Swiss Bankers Association (SBA) today published a comprehensive expert report on the topic of stablecoins. The report analyses the potential implications of Swiss banks issuing stablecoins – and draws a clear conclusion: a regulated, trusted Swiss franc stablecoin could represent a strategic project for the future of banks, the economy and society.

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“A stablecoin can be a valuable addition – under clear conditions”

Stablecoins are digital currencies that promise to maintain a stable value – for example, by being pegged to a traditional currency. But how stable are they really, and what does their introduction mean for the financial system? These questions are at the core of a new expert report published by the Swiss Bankers Association (SBA). Dr. Martin Hess, Chief Economist of the SBA, explains why the debate is more complex than it might first appear.

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‘Successful GenAI implementation is not a sprint, but a strategic transformation process’

Generative artificial intelligence (GenAI) is transforming the financial sector. Banks that leverage this technology stand to benefit significantly – provided they also consider its limitations and risks. A recent expert report by the Swiss Bankers Association (SBA) outlines various aspects and application examples to establish optimal conditions for the use of GenAI in banks. Matthias Plattner of Julius Baer and member of the SBA's Expert Commission on Digitisation, and Richard Hess, Head of Digital Finance at the SBA, discuss the report's background and recommendations.

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